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SMS Terms of Service

Last updated: April 30, 2026

By opting in to SMS communications from Smart Money ("GSH AS"), you agree to the following terms:

Program Description

Smart Money is an SMS communication program operated by GSH AS that delivers editorial commentary, curated informational content, and promotional offers from our team and advertising partners directly to subscribers' mobile phones. Messages may include partner promotions, affiliate offers, and editorial content on topics relevant to our audience.

Message Frequency

Message frequency varies. You may receive up to 10 messages per month depending on available content and promotions.

To Opt Out: Reply STOP to any message to unsubscribe at any time.

For Help: Reply HELP or contact us at g@growjoy.co or +4748404959.

Message & Data Rates

Standard message and data rates may apply. Check with your mobile carrier for details about your messaging plan and any applicable charges.

Supported Carriers

Most major US carriers are supported including AT&T, T-Mobile, Verizon, Sprint, and others. Service availability may vary by carrier and is not guaranteed on all networks.

Carrier Liability

Mobile carriers including AT&T, T-Mobile, Verizon, and others are not liable for delayed, undelivered, or misdirected messages. Delivery is subject to effective transmission by your carrier and network conditions.

Privacy

We respect your privacy. Your phone number and personal data are not shared with third parties for their own independent marketing purposes without your consent. Information may be shared with service providers who help us operate our SMS platform. See our Privacy Policy for complete details.

Consent

By opting in, you consent to receive recurring automated marketing and informational SMS messages from Smart Money at the phone number you provide. Consent is not a condition of any purchase. You may revoke consent at any time by replying STOP to any message.

Eligibility

You must be 18 years of age or older and a resident of the United States to subscribe to the Smart Money SMS program. By opting in, you confirm that you meet these eligibility requirements and that you are the owner or authorized user of the mobile phone number provided.

Changes to Terms

We may update these SMS Terms from time to time. Continued receipt of messages after changes constitutes your acceptance.

Contact Information

For questions about our SMS program, contact:

  • Email: g@growjoy.co
  • Phone: +4748404959
  • Address: C.J. Hambros plass 2D, Oslo, Oslo, 0164, NO
Home Privacy Policy Terms & Conditions SMS Terms

The content delivered through Smart Money SMS messages is editorial and promotional in nature and should not be construed as personalized professional advice of any kind. All content is for general informational and entertainment purposes only. Results from any promoted products or services are not guaranteed and individual experiences may vary.

GSH AS and its affiliates, partners, and representatives make no warranties or guarantees regarding the accuracy, completeness, or timeliness of any content delivered through this SMS program. GSH AS shall not be held liable for any decisions made based on the content of our messages or the products and services promoted therein.

In no event shall GSH AS's total liability to you for all damages, losses, or causes of action exceed the amount paid by you, if any, for accessing this SMS service. Some jurisdictions do not allow the exclusion or limitation of liability, so the above limitation may not apply to you.

© 2026 GSH AS. All rights reserved. | g@growjoy.co